Advantages and disadvantages are everywhere where there’s money, because money is not a solid or a sure thing. Money is an extremely flexible instrument of life. It does not have the same influence and power on all of us. It might be that 10$ has more influence on a person who does not have it and less on who does. Debt is also a very flexible thing, because it can be a real or fake debt.

This last resort is what we are going to analyze, because just by looking at the term “fake debt” it seems that there must be an interesting story behind it. It is not real, but artificially created and it is used as an instrument for gaining a benefit. And after the plan is complete it is easy to run short time debt elimination and start over when it is necessary.

For example, as in title, that is, consolidating debt into a mortgage happens by using more than one debt loan to finance one debt after another with decreasing interests.

Why not try one out? Do a little calculation using online loan calculator and see how you can lower the interest on your mortgage with some financial techniques and get a smart debt reduction. You take three credit cards with the same credit limit but with different interests. As you know, banks have this policy with credit cards that you will not pay any interests on the money you have used from the credit card, only after a 30 day period, you will finance your mortgage month after month from one credit card , until you reach the end of the 30 day period and then you pay the credit card with money from the second card which got interests in your bank account, then you finance that debt from the third card, and you do that again and again, so your interest on your mortgage will be minimal at least, or even none. In the best cases, you will even gain money from those interests and get a very cheap mortgage rate at the end.

Finding debt solutions is indeed a very challenging activity, but fun at the same time for the one who likes to play with money, as you know well, you can do whatever you want with it.